First I want to say thanks for taking the time to investigate my ad in the Penny Saver.

Lori and I have put together a special incentive for most anyone that is in the market to purchase a home in the next 60 to 90 days.  To qualify for our $3,000 give-a-way you need to call us for a no risk, no credit report, loan pre-qualification.  This will allow us to tell you what your MAX purchase price will be.  That doesn't mean you have to buy at that level... it only gives you a starting point so I can show you the homes in your price range. 

Once you find the new home you want, I will give you all your options and help write the offer, guide you through escrow right to the day of celebration when I hand you your new keys. 

You want to make sure you get the right loan.  As a loan consultant, Lori will assist you with the loan making sure you receive the right loan for your personal needs by consulting with the many lenders she has available. With over 400 lenders to choose from and many programs from each, there is a program that fits your needs.

Many people ask if it's the right time to buy right now.  The answer to that is really based on you and your future plans.  You really have several options...

Do nothing in the hopes that the rates will get lower or housing prices drop even more.

Or, If you plan on living in the home for 3 to 7 years, this is the time for you.  Interest rates are still at historical lows, housing prices are depressed and there are a lot of homes on the market making seller a bit anxious and more open to deal.

The $3,000 give -a-way won't last forever!  So don't wait.  This could be your best Christmas present to yourself ever!  Give us a call now and in a few short minutes we'll be able to help you decide if it is the right time to buy and what you can afford. You can reach us at 760-788-8350 or send me an email at mark@markgarrow.com or lori@lorigarrow.com.